Timbercreek Mortgage Investment Corp. is focused on effectively managing risk through its:

Conservative Selection Policy: The Fund is focused on investing in mortgages that are secured by income-producing assets. Therefore, if the borrowers are unable to refinance, the loans can be serviced from the cash flows generated by the underlying assets. As a result of its focus on income-producing assets, the Fund has an excellent track of repayments.

Selection Process: Each deal is subject to a rigorous review process and requires unanimous approval by the Fund’s Mortgage Advisory Committee. Once funded, the Fund Manager will regularly monitor the status of each loan and that of the borrower. Developing a strong relationship with the borrower is critical to the success of the loan and to becoming a borrower of choice in the future.

Asset Allocation: Risk is managed through the use of a strict asset allocation model that ensures the portfolio is well diversified by geography, economic sector, term, borrower and loan to value. The asset allocation model of the Fund sets specific thresholds that are regularly monitored and that must be complied with at the time of issuance of every mortgage loan investment commitment (subject to duly approved exceptions). For more information on the Fund’s asset allocation model, please refer to the prospectus.

Governance: The Fund adheres to high governance standards with both a majority independent Board of Directors and a Mortgage Advisory Committee with at least one independent member.

Contact Us:

Timbercreek Asset Management
1000 Yonge Street, Suite 500, Toronto, Ontario, Canada M4W 2K2